Federal Scholarship Tax Credit (FSTC) begins January 2027.See the IRS guidance
All funds

CONNECTED BY THE COAST. INVESTED IN EDUCATION.

Our coast.
Their future.
Possibility belongs here.

Support Christian education for families in Escambia and Santa Rosa counties. Your qualifying contribution may reduce your federal income tax dollar for dollar.

THE POWER OF YOUR CONTRIBUTION
$1,700for local education
You contribute to eligible scholarships$1,700
Your potential federal tax credit*$1,700
Potential net cost to you$0

If you qualify for and can use the full credit. You contribute first, then claim the credit on your tax return. Available starting in 2027.

Coastal communities. Shared opportunity.

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A deduction lowers the income you’re taxed on.

A tax credit lowers your tax bill, dollar for dollar. No itemizing required.

You contribute first, then claim the credit on your tax return. The credit is nonrefundable and subject to your tax situation.

How the program works at IRS.gov ↗

THE OPPORTUNITY

A new way to support local education.

Starting in 2027, eligible taxpayers can contribute to a qualifying Scholarship Granting Organization (SGO) and claim the Federal Scholarship Tax Credit (FSTC).

01

Choose an SGO.

Select a qualifying organization whose purpose reflects your values.

02

Fund scholarships.

At least 90% of SGO income must fund eligible scholarships.

03

Claim your tax credit.

Eligible contributions can reduce federal income tax dollar for dollar, up to $1,700 per person annually.

Read the federal guidance.The SGO must appear on its state’s list for the contribution year.
Visit IRS.gov

PURPOSE, BUILT INTO THE MODEL

The same $1,700.
A purpose you choose.

FEDERAL EDUCATION FUNDING

$1,700

Through federal education programs
$765estimated to reach students

45% · estimate

Values alignmentMay not reflect your values

QUALIFYING SGO CONTRIBUTION

$1,700

Through local scholarships
$1,530for scholarships at the legal minimum

90% · Federal SGO requirement

Values alignmentEducation aligned with your values

BY ANCHORED ARROWS

Escambia & Santa Rosa counties, Florida

Emerald Coast Fund

Bring opportunity closer to home.

Support Christian education for eligible students in Escambia and Santa Rosa counties, Florida. Scholarships can help families access tuition, instruction, learning tools, and services close to home.

Christian school

Help with eligible K–12 tuition.

Homeschool & co-ops

Qualifying curriculum, materials, and shared instruction.

After-school learning

Qualifying extended-day educational programs.

Academic tutoring

Focused instruction to build skills and confidence.

Special-needs support

Qualifying services tailored to a student’s needs.

Learning technology

Eligible computers, equipment, and learning tools.

For eligible students in public, private, and home education, through qualifying expenses and partners aligned with our Christian mission. Every award depends on student and expense eligibility and available funding.

WHAT YOUR SUPPORT COULD MAKE POSSIBLE

A scholarship.
A difference in a child's day.

A few ways your contribution to the Emerald Coast Fund could help a student.

Illustrative examples, not awards already made.

Amounts are not promised awards. Scholarships depend on verified student and expense eligibility, mission alignment, and available funding. Gifts are pooled within the fund to support eligible students.

OUR COMMITMENT TO YOU

Your trust deserves care.

We will hold ourselves and our education partners to high standards.

Carefully reviewed partners

Quality instruction, safe environments, and alignment with Christian values.

Clear documentation

Verified eligibility, documented awards, and contribution records for your files.

Meaningful impact reporting

Updates on scholarships awarded, students served, and the learning opportunities your support makes possible.

YOUR CONTRIBUTION

Your contribution.
Their next opportunity.

Choose a schedule for the Emerald Coast Fund.

Clarity when tax time comes.

We’ll provide contribution records and a January annual summary. Your accountant can help determine how the credit applies to you.

Contributions begin in January 2027

Preview a plan now. Payments open after the program begins and our SGO eligibility is confirmed.

YOUR CONTRIBUTION PLAN2027

Choose your contribution.

Up to $1,700 per person each year. Choose one payment or a monthly amount.

Emerald Coast Fund

$

A single contribution. No recurring commitment.

First payment$1,700
Planned 2027 contributions$1,700
Potential federal creditUp to $1,700

Planning preview · No payment collected

The $1,700 annual credit limit applies per person across all qualifying SGOs. Your usable credit depends on your tax liability and any state credit for the same contribution.

THE DETAILS

Common questions.

Can married couples claim up to $3,400?+

Under proposed federal rules, each spouse may claim up to $1,700 based on that spouse’s own qualifying contributions, for a combined credit of up to $3,400 on a joint return. The credit is nonrefundable and depends on your tax situation. The planner above is for one contributor.

What can a scholarship help pay for?+

Qualifying expenses can include private-school tuition, academic tutoring, special-needs services, books, supplies, computers and other equipment, and qualifying extended-day programs. Eligible public-school students may receive support without changing schools. All awards depend on student and expense eligibility, available funding, and our fund’s mission.

Is this a tax credit or a deduction?+

A credit reduces federal income tax dollar for dollar; a deduction reduces taxable income. This credit is nonrefundable, and the same contribution cannot also receive a federal charitable deduction.

Who can receive a scholarship?+

Students must be eligible for public K–12 enrollment and meet the federal household income limit of 300% of area median income. We will verify students and expenses before awarding scholarships.

What happens after I contribute?+

Stripe will handle payment securely. We’ll document each contribution and send a January annual summary. Recurring plans continue until canceled.

HELP OTHERS DISCOVER THE OPPORTUNITY

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Pass this along to someone who cares about education.

STAY INFORMED. STAY CONNECTED.

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